About Us

 Benjamin J. Cunningham, CPA, CFP, brings a level of expertise and perspective that few financial professionals can match. With a Bachelor’s Degree in Accounting from Davenport University and an early career spent inside the Internal Revenue Service, Benjamin developed a rare, insider-level understanding of how corporations, partnerships, and LLCs are truly evaluated by federal regulators. At the IRS, he served as an Auditor, Audit Manager, Trainer, Tax Return Classifier and Case Settlement Officer—roles that refined his ability to identify risk, spot opportunities, and navigate even the most complex tax situations. His career then advanced to PricewaterhouseCoopers LLP, where he managed the tax compliance needs of multinational corporations and partnerships, strengthening his command of high-level financial strategy on a global scale. In 2000, Benjamin brought this unmatched experience to Southfield, MI, where he opened his own accounting practice dedicated to providing small business clients with the same level of insight, precision, and strategic planning trusted by major institutions. Holding both the prestigious Certified Public Accountant and Certified Financial Planner designations, Benjamin delivers a powerful combination of tax expertise and holistic financial guidance—making him not just an advisor, but a comprehensive partner in his clients’ financial success. 

 Ruby D. Cunningham brings over 25 years of combined legal, HR, accounting, and payroll experience to every client engagement. She began her career as a Certified Paralegal, Full-Charge Bookkeeper, and Human Resources Specialist, managing internal accounting, client billing, company payroll, and employee benefits administration with precision and professionalism. Since joining Benjamin J. Cunningham CPA PLC in 2017 as the QuickBooks Accounting and Payroll Engagement Manager, Ruby’s exceptional research skills have directly increased the Firm’s success rate in IRS, state, and local dispute resolution cases. In addition to her professional expertise, Ruby is a Notary Public, an active member of the Michigan Bar Association, LA Section, and a proud graduate of the Mike Ilitch School of Business at Wayne State University. Her diverse experience and meticulous approach ensure clients receive accurate, strategic, and reliable financial and administrative support. 

 1. Integrity

We uphold unwavering honesty in every financial decision, recommendation, and client interaction. Integrity ensures transparency, ethical conduct, and the confidence that clients’ best interests always come first.

Guidance is based on facts, analysis, and professional judgment—not personal bias or outside influence. We are neutral, ensuring clients receive advice that is clear, fair, and entirely aligned with their goals.

Continuous learning is essential. With complex and ever-changing tax laws, financial markets, and regulatory standards, we are committed to lifelong education to provide accurate, up-to-date expertise.

Clients share sensitive financial information and protecting that information is paramount. We safeguard client data with the highest level of discretion and professional responsibility.

We own our work, our advice, and the outcomes that follow. We stand behind our guidance, adhere to professional standards, and take responsibility for delivering reliable, high-quality results.

Acting as a fiduciary is non-negotiable—always placing the client’s interests above all else. This value reflects the commitment to unbiased, client-first financial planning.

We treat each client’s finances with the same care as if they were their own. Stewardship means protecting resources, creating efficiency, and guiding clients toward long-term stability and growth.

Every client interaction reflects competence, respect, and ethical conduct. Professionalism means delivering work with excellence while communicating clearly, respectfully, and dependably.

Trust is our foundation.  Clients can rely on consistent, ethical, and knowledgeable guidance—especially when facing high-stakes financial decisions.

Beyond managing numbers, we anticipate opportunities, identify risks, and help clients plan for the future. This value reflects a forward-thinking mindset that drives financial success.

 We provide clients with a rare combination of deep tax expertise, strategic financial planning, and proven real-world experience. With IRS Insight and global experience, we bring an insider-level understanding of tax law, compliance, and financial strategy that most advisors simply cannot offer. Our approach integrates rigorous analytical skill with fiduciary guidance, ensuring that every recommendation is objective, ethical, and aligned with your long-term goals. We deliver clarity in complex financial situations, protect clients from unnecessary risk, and create customized strategies that maximize wealth, minimize taxes, and build financial confidence for the future. When you work with us, you gain not just an accountant or planner—but a trusted partner committed to integrity, professional excellence, and your lifelong financial success.